Terrorism: Words Matter


Enough already. Its time for Americans to convince our leaders to stop calling ISIS and their sympathizers “Terrorists”. I propose the adoption of a far more descriptive term.

I'm flipping between cable news channels listening to the talking heads argue whether the pressure cooker and pipe bomb explosions that occurred this weekend in New York City and Elizabeth New Jersey were acts of terror or not.

Americans are once again subjected to this endless, irrelevant argument because our leaders rely on one word and its derivatives to describe three distinct steps of an investigation.

1. What happened?
2. Who did it?
3. Why did they do it?

Republicans and Fox News conclude that when a bomb blows up, it’s terror.
Democrats and their media prefer to wait until all three investigative questions have been answered. To many Americans, the term terror is synonymous with Islamic Terrorism. 

The colloquial definitions for terror, terrorist and terrorism have become ambiguous and a constant source of controversy and division. That is why we should adopt the following term to describe ISIS et al.

Whereas ISIS and other Radical Islamic groups are armed but are not recognized as legitimate states by the United Nations, they are by definition paramilitary groups.

Whereas these groups adhere to a version of Islam that is wholly intolerant of any other belief, they adhere to Intolerant Islam.

Whereas their stated goal is the global domination of their intolerant Islamic belief, therefore the new term to describe ISIS et al shall be:

Paramilitary Intolerant Islamic Globalists – PIIGs.





Washington Examiner - FIX THAT

An Open Letter:

To the editors of the Washington Examiner.
From James W. Schneider July 1, 2016

In response to your June 30, 2016 editorial  entitled:

Trump brings heat, not light, to trade debate.”

I am not a Trump supporter and I agree with the bulk of your criticisms of his speech. But your US economic solution at the end of the article is overly simplistic and no longer true. 

You state...

       "Over the last five decades, free trade has allowed Americans to buy more for each hour they work than they otherwise could have. The economic solution needed is one that neither major party's candidate is suggesting: America should open its doors, seek every new opportunity for freer trade (for example, with Great Britain), and have faith in its workers and businesses to compete with the world as well as they always have."

You imply that once the Federal Government passes these “freer trade” deals, the government will have no impact on America’s ability to “compete with the world as well as they always have”. Nothing could be further from the truth.

US business taxes and regulations have increasingly placed US based labor at a distinct disadvantage for decades. And our present course only promises to make our disadvantage worse. 

Businesses do NOT pay taxes - ONLY PEOPLE PAY TAXES. The taxes that businesses remit must be recovered by increasing prices or reducing wages. Likewise, the cost of all business regulations must also be covered in the prices that a business charges.

Until the voters learn that government imposed business costs reduce the demand for US based labor, and increase the costs of US made goods, Congress will continue to hide taxes within US based businesses. This will force more of our best middle class jobs (tradeable manufacturing jobs) overseas. 

The problem with our trade deals is not that they allow trading partners to specialize and export what they make best and cheapest - that's a good thing.  The problem is the excessive costs that US based businesses must incur to comply with US regulations. These excessive costs have made offshoring and outsourcing, which the trade deals facilitate, the only logical economic choice for many businesses.

This is the main reason why Donald Trump, Bernie Sanders and so many Americans on the left and right believe our trade deals are so bad. They have mistakenly concluded that the trade deals alone caused the loss of so many US jobs to foreign shores. When, in actuality, it was our Government’s failure to recognize how stupid it is to make US based businesses increasingly less competitive in the face of an ever expanding global economy.

You want America to “seek every new opportunity for freer trade”? Then you should demand that both parties FIX THAT!

The solution is simple.  But the solution is only politically possible IF the voters learn that they, and they alone, pay for every business tax and every business regulation. But before voters would take action, they must be able to see how much these burdens actually cost them.

Imagine a new law that required every sales receipt include two numbers that totaled to the price the consumer pays. The first number includes the business price. The second number includes all the federal, state and local costs imposed on business and labor. Imagine the voter reaction when they see on every receipt for an American made product, that the total government business TAX is in excess of 30%?

Then the solution would be obvious. Transfer all non-safety related government imposed costs from US based businesses to a consumption tax, or some other non business tax. Some might argue that the price the consumer paid would remain the same, but they would be wrong.

Businesses would focus entirely on the best way to produce their goods and services and eliminate the 30% of unproductive, non-product related costs. This would make US labor cheaper - creating demand for more US based jobs. It would make US made goods cheaper to our trading partners - causing demand for more US exports.

Along the way, because of the tax visibility, a miracle would occur. The people would become aware and continuously question the cost vs. benefits of these programs with every receipt. Every consumer would demand their politicians optimize the efficiency of these programs, or get rid of them. The people would begin to unite on what the role of government should be.

Hiding taxes in business is a corrupt and sneaky way for politicians to hide taxes from the people. But the real calamity is how these burdens are killing America's greatest strength - the world's largest middle class with the world's highest standard of living.

Yes - the solution is simple - never allow politicians to hide the costs of their taxes and regulations in the prices that the people have to pay for the goods and services they receive. If we could do that, then we would end up with a government and an economy that works for all Americans.

Washington Examiner - FIX THAT

An Open Letter:

To the editors of the Washington Examiner.
From James W. Schneider July 1, 2016

In response to your June 30, 2016 editorial  entitled:

Trump brings heat, not light, to trade debate.”

I am not a Trump supporter. And your critiques of his speech are accurate. But your US economic solution at the end of the article is overly simplistic and no longer true. 

You state...

       "Over the last five decades, free trade has allowed Americans to buy more for each hour they work than they otherwise could have. The economic solution needed is one that neither major party's candidate is suggesting: America should open its doors, seek every new opportunity for freer trade (for example, with Great Britain), and have faith in its workers and businesses to compete with the world as well as they always have."

You imply that once the Federal Government passes these “freer trade” deals, the government will have no impact on America’s ability to “compete with the world as well as they always have”. Nothing could be further from the truth.

US business taxes and regulations have increasingly placed US based labor at a distinct disadvantage for decades. And our present course only promises to make our disadvantage worse. 

Businesses do NOT pay taxes - ONLY PEOPLE PAY TAXES. The taxes that businesses remit must be recovered by increasing prices or reducing wages. Likewise, the cost of all business regulations must also be covered in the prices that a business charges.

Until the voters learn that government imposed business costs reduce the demand for US based labor, and increase the costs of US made goods, Congress will continue to hide taxes within US based businesses. This will force more of our best middle class jobs (tradeable manufacturing jobs) overseas. 

The problem with our trade deals is not that they allow trading partners to specialize and export what they make best and cheapest - that's a good thing.  The problem is the excessive costs that US based businesses must incur to comply with US regulations. These excessive costs have made offshoring and outsourcing, which the trade deals facilitate, the only logical economic choice for many businesses.

This is the main reason why Donald Trump, Bernie Sanders and so many Americans on the left and right believe our trade deals are so bad. They have mistakenly concluded that the trade deals alone caused the loss of so many US jobs to foreign shores. When, in actuality, it was our Government’s failure to recognize how stupid it is to make US based businesses increasingly less competitive in the face of an ever expanding global economy.

You want America to “seek every new opportunity for freer trade”? Then you should demand that both parties FIX THAT!

The solution is simple.  But the solution is only politically possible IF the voters learn that they, and they alone, pay for every business tax and every business regulation. But before voters would take action, they must be able to see how much these burdens actually cost them.

Imagine a new law that required every sales receipt include two numbers that totaled to the price the consumer pays. The first number includes the business price. The second number includes all the federal, state and local costs imposed on business and labor. Imagine the voter reaction when they see on every receipt for an American made product, that the total government business TAX is in excess of 30%?

Then the solution would be obvious. Transfer all non-safety related government imposed costs from US based businesses to a consumption tax, or some other non business tax. Some might argue that the price the consumer paid would remain the same, but they would be wrong.

Businesses would focus entirely on the best way to produce their goods and services and eliminate the 30% of unproductive, non-product related costs. This would make US labor cheaper - creating demand for more US based jobs. It would make US made goods cheaper to our trading partners - causing demand for more US exports.

Along the way, because of the tax visibility, a miracle would occur. The people would become aware and continuously question the cost vs. benefits of these programs with every receipt. Every consumer would demand their politicians optimize the efficiency of these programs, or get rid of them. The people would begin to unite on what the role of government should be.

Hiding taxes in business is a corrupt and sneaky way for politicians to hide taxes from the people. But the real calamity is how these burdens are killing America's greatest strength - the world's largest middle class with the world's highest standard of living.

Yes - the solution is simple - never allow politicians to hide the costs of their taxes and regulations in the prices that the people have to pay for the goods and services they receive. If we could do that, then we would end up with a government and an economy that works for all Americans.

Is Morning Joe unAmerican?

James W. Schneider
Thursday, June 9th, 2016

I have never been a Donald Trump supporter for President. In fact, I reluctantly voted for Marco Rubio over John Kasich in the Georgia Republican Primary because at the time, I believed that Rubio had a better chance to stop Trump.

But Like many Republicans, I have grown increasingly concerned with the news media abusing its Constitutional protections to surreptitiously promote one political party over another.

As an example:
Since Donald Trump announced his candidacy for President, the MSNBC Morning Joe program has covered him extensively. Before Mr. Trump became the Republican party’s presumptive nominee, Joe Scarborough and Mika Brzezinski went out of their way to show the positives of “The Donald’s” foibles and antics. They praised his populist campaign genius and his ability to remain focused on the task at hand as he surgically took out his opponents one by one.

Now that Mr Trump is the Republican nominee, Joe and Mika spend much of their three hours a day, five days a week demonizing the man and the things he does. They book the gamut of anti-Trump Republican sympathizers to give credence to their attacks. Once on camera, they insist those same Republicans denounce Mr. Trump further and proclaim that he is an unAmerican racist who is completely unfit for the Presidency.

Anyone who watched the Morning Joe transformation from objective Trump analysis to unrelenting demonization could only conclude that the fix was in from the beginning.

I’m not suggestion that there was a carefully orchestrated plan or a well rehearsed script. Rather, all that was needed was a simple two step understanding between the principals to
1. Look for Trump’s positives and then be fair and balanced in their portrayal of him.
2. Once nominated, do everything possible to discredit him.

From there, the cadre of sycophant program regulars would instinctively recognize the intent of the principles without any instructions and dutifully improvise their roles in the two act play.

Want proof? All you have to do is find the time to review the Morning Joe videos from the point where Donald Trump became the Republican front runner.

The Morning Joe program is entitled to present any political view they wish? What they are not entitled to do is intentionally deceive and manipulate their voting viewers in an effort to rig an election to promote their personal agenda. That Joe Scarborough is unAmerican.


Paramilitary Intolerant Islamic Groups - PIIGS

We are not at war with Islamic Terrorists. Terrorism is a tactic. You cannot be at war with a tactic. War is terrifying. Does that make all soldiers terrorists? That's the problem you run into when you alter the meaning of well defined terms to refer to something else. We should eliminate any form of the word terror when labeling groups and instead, call them what they are. We are at war with Paramilitary Intolerant Islamic Groups - PIIGS. 

Muslims who practice Islam as a religion of tolerance and peace, and who we need to help defeat this enemy, will not be offended by the acronym PIIGS. They will appreciate the distinction between themselves and those who have subverted their religion. They will be the first to stand up and condemn the PIIGS. And for those few who won't, what does that say about them? 

The FBI announced they are investigating the San Bernardino attacks as an “act of terrorism”. What does that mean? Wouldn't it make more sense if the FBI had announced they were investigating the rampage as an attack by one or more PARAMILITARY INTOLERANT ISLAMIC GROUPS.

No doubt the Progressives will find the acronym PIIGS offensive and will immediately resort to their tactic of political correctness to demonize any transgressors who dare to use terms or express ideas they don't like. That's ok. Most Americans are sick and tired of political correctness and are beginning to see PC for what it really is – Progressive Censorship.

Voter's Creed

 
The Right to Vote:
I believe that voting is both a right and a responsibility.

I believe I have the right to vote or not to vote.

I believe that when I vote, I have a responsibility to understand who, and what it is I am voting for, or against.

I believe the candidates have a responsibility to earn my vote.

I believe that I have a responsibility to give each candidate the opportunity to earn my vote.

I believe that if I always vote based on party affiliation, I cheapen the value of my vote because I have failed to force the candidates to earn my vote.

I believe that for national elections, it is my responsibility to understand our nation's most important issues.

I believe each candidate is responsible for presenting their detailed plans on how they would address our nation’s most important issues.

The “United” States:
I believe the United States is stronger when Americans are united around common goals.

I believe candidates and political parties should strive to unite all Americans around those common goals.

I believe candidates and political parties should never adopt strategies that pit one group of Americans against another group for political gain.

I believe that dividing Americans is never in our nation’s best interest.

I believe it is my responsibility to reject those candidates who try to divide Americans.

National Economic Objective:
I believe the economic policies of the United States government can, and should be, guided by a single National Economic Objective.

I believe our federal government’s National Economic Objective should be to enact polices that will:

“Continuously improve the standard of living of ALL Americans”

I believe this National Economic Objective will help:

  • Unite our divided nation.
  • Prevent our leaders from advancing proposals that have been designed to divide our nation for political gain.
  • Force our elected leaders to focus on our major economic challenges.

I believe that today our major economic challenges include:

  • A regulatory environment that impedes the growth of US based, profit funded, private sector jobs.

  • A safety net system that is ill defined, poorly managed, fraught with moral hazards and wastes far too many tax payer dollars.

  • A growing national debt that acts like a brake on our economy.

  • Senior Entitlement programs that are unsustainable under current funding law and will accelerate the growth of our national debt.

  • A tax system that impedes economic growth by forcing people and businesses to make sub optimal economic decisions.

  • A federal government that is not motivated to be good stewards of our tax dollars or our nation’s fiscal health.

  • An education system that has failed to provide our children with the skill sets they will need to succeed in a technically advancing global economy.

Jobs:
I believe the best way to improve a person’s standard of living as well as their sense of worth and well being is through a job.

I believe that from an economic standpoint there are two types of jobs.

  1. Profit Funded Jobs and
  2. Taxpayer Funded Jobs.

I believe from a national economic standpoint, profit funded jobs are better at growing the economy and in improving the standard of living for more people than are taxpayer funded jobs.

I believe that taxpayer funded jobs are better at redistributing income then they are at growing the economy.

I believe that every job is important to the person who holds that job but that US based, profit funded, private sector jobs are the most valuable for the long term health of our economy and are the most important type of job for achieving our national economic objective.

I believe therefore, that our federal government’s job policy should be to do everything within the government’s authority to entice Americans and the rest of the global private sector to create, fill and maintain permanent, full-time, US based, profit funded, private sector jobs.

I believe the U.S. Job Burden stands as the greatest obstacle preventing the  growth of the U.S. based, profit funded jobs we need.

What is the Job Burden?
I believe the Job Burden is…

The collection of government regulations and other costs that are imposed on for-profit businesses that do not add value to the goods and services those businesses produce.

I believe that a core set of regulations that protect people, nature, and our natural resources from the negligent and unscrupulous acts of some will always be needed to “properly regulate” any market based economy. But, far too often, our regulations do more to prevent good people from doing good then they do in preventing bad people from doing bad.

I believe that every nation imposes its own Job Burden on its businesses but that the US Job Burden has become the most expensive Job Burden in the world.

I believe the best way to expand the U.S. job market and improve the U.S. economy is for Congress to systematically optimize or eliminate the U.S. Job Burden.

I believe that until we substantially reduce the U.S. Job Burden, the United States will continue to lose jobs to other nations as those nations improve their product quality and production efficiency while they reduce their Job Burdens.

I believe business taxes can help explain the harm caused by the Job Burden.

I believe that economists know that a business cannot pay taxes. Only people can pay taxes. All any business can do is collect enough money from its customers when it sells them goods and services to pay its expenses, including its taxes.

I believe it is the owners and investors – through reduced returns; or employees – through reduced compensation; or customers – through increased prices who actually pay for all business taxes and the other Job Burden costs of a business.

I believe however, that through globalization, the owners’ returns are protected because they can always invest in improving markets overseas.

I believe that with the advent of two earner households and an ever more generous safety net, the U.S. labor supply has become more flexible (elastic). These demographic and policy changes have made it less likely that employees will absorb the full cost of any Job Burden increases.

I believe therefore, that it is typically the US customer - through increased prices, who actually pays for most of the U.S. Job Burden.

I believe the Job Burden is a tax that is hidden from the customer because it is buried in the price. Customers have no idea how much they pay for the Job Burden.

I believe the Job Burden is America’s most regressive tax and therefore hurts the poor more than any other tax because; rich and poor pay the same amount of Job Burden tax when they purchase the same product. The lower a person’s income, the greater is the percentage of their income that they must expend to pay for the Job Burden tax on basic necessities.

I believe that, depending on the product, the Job Burden portion of US manufactured goods will range from 15% to 40% of the purchase price.

I believe that any politician who wants to improve the standard of living of the poor should start with policies that reduce the Job Burden.

I believe I should support those candidates with the best plan to reduce the Job Burden.

Congress and the Job Burden:
I believe a “properly regulated” free-market, capitalist economy (Capitalism) has proven to be the greatest economic engine for advancing the standard of living for more people than any other economic system ever devised.

I believe that a business is simply: people agreeing to pool their talents and resources to fill a want or solve a problem that others are willing to pay more for than it costs to provide.

I believe capitalism works because, more than any other system, it aligns with human nature. We humans are social animals who learn through trial and error. We are born with a desire to continuously improve our standard of living; or as our Founding Fathers phrased it: “the pursuit of happiness”.  We achieve our goals through a delicate balance between our natural instincts of cooperation and competition. It is this self-serving and self-correcting “invisible hand” that is shared by all of us that allows capitalism to succeed with a minimum set of intervening rules and enforcement policies.

I believe that each restriction we place on capitalism makes our economy less efficient.

I believe for-profit businesses work, in part, because every business leader knows that their primary job is their fiduciary responsibility to maximize the return on investment for their owners.

I believe that business leaders know they have a responsibility to consider all options, including outsourcing, off shoring or relocating overseas in order to fulfill their obligations to their owners.

I believe that If managers fail to produce a competitive return on investment, the owners will either change the management or move their investments.

I believe it is the responsibility of our elected leaders to understand the fundamentals of Capitalism and human nature and enact those policies that convince business leaders of both foreign and domestic firms that their best business opportunities can be found in the USA.

I believe that any elected leader who labels US business leaders as un-American or un-patriotic for moving their operations abroad is a demagogue trying to hide his or her own leadership and legislative failures.

I believe that any elected leader who does not understand the critical link between jobs and the Job Burden is not qualified to legislate business taxes or business regulations.

I believe the real reason why Congress taxes businesses is because they want the additional tax revenue but they fear voter retribution. So, Congress deceives the voters by taxing US businesses, which in turn must hide the tax from the customer-voters by imbedding it in the price of the US made goods and services sold. Only people pay taxes. Business must always pass along their taxes to people.

I believe that Congress succeeds in the business tax sham because our education system fails to teach the linkage between business taxes, private sector jobs, and our economy.

I believe that if Congress passed a law that required every sales receipt to include a line item for the Job Burden cost of that product, Congress would stop taxing our businesses and would be far more judicious with the business regulations they enact because the voters would demand it.

I believe the Show the Job Burden Tax on the Receipt Act would be one government regulation that businesses would support because once the voters realized that the Job Burden of US manufactured goods could exceed 40% of the price, the people would force our elected leaders to become better stewards of our economy.

I believe I should reject those candidates who would add to the US Job Burden.

Government Labor Costs:
I believe that some of the biggest obstacles to growing U.S. based jobs are the business paid portions of the federal safety net. These include:

  • Payroll Tax: (Social Security, Medicare, Unemployment).
  • Health Insurance: (Premium Support and the Affordable Care Act).
  • Retirement funding: (Defined Benefits and Defined Contributions).
  • Minimum wage premium: (The amount above the free market wage for that job in that location).

I believe these US Job Burden costs are nothing more than government imposed labor costs that, unlike corporate income taxes, must be paid whether a business makes a profit or not.

I believe that in 2014, the U.S. Corporate Income Tax raised  $321 billion in federal taxes while the Payroll Tax alone raised $1 trillion.

I believe these government imposed labor costs increase the cost of U.S. labor by 15% to 30%.

I believe that any U.S. imposed labor premium is anti-competitive in a global economy but that 30% is unsustainable.

I believe that increasing the cost of U.S. labor decreases the demand for U.S. labor.

I believe the easiest, most effective and most obvious way for any U.S. based employer to reduce their U.S. government imposed labor costs is to reduce their U.S. based employees. Thanks Congress!

I believe the safety net programs that Congress has funded through U.S. based jobs are important for our national safety-net, but we should never expect or ever allow our businesses to ever pay for any portion of our safety net programs. The cost to our jobs and our economy is simply too great.

I believe there are much better ways to pay for our safety net then with our jobs.

I believe I should reject any candidate who is not committed to the elimination of all Government imposed labor costs.

Senior Entitlements:
I believe that Senior Entitlements is the group name given to the Social Security and Medicare programs.

I believe the escalating costs and poor fiscal management of our senior entitlements must be addressed. The longer we wait to fix the problems will only make the eventual solution that much more harsh on our seniors and expensive for ourselves and our children.

I believe our Senior Entitlement programs are underfunded by over $40 trillion. If we hope to continue paying the senior benefits that have been promised using the same pay-as-you-go funding, we will have to tax our children and their children an additional $40 trillion over the next 75 years. This will slow their economy and weaken their future.

I believe the Democrats want to fix our Senior Entitlement deficits by increasing business paid, and employee paid payroll taxes. In other words, Democrats want to add to the Job Burden. This will do more harm than good to the long term health of our economy.

I believe the Republicans want to fix our Senior Entitlement deficits by reducing senior benefits. In other words, Republicans want to penalize seniors for Congressional mismanagement of taxpayer funds.

I believe the solutions offered by either party will be so distasteful to the American voter that both parties will continue to “kick the can down the road” until our collective American can falls off the fiscal cliff.

I believe we need to convert the way we finance our senior safety net from a fiscally inefficient pay-as-you-go insurance model to a far more fiscally sound, growth oriented, perpetually funded, lifetime capital investment model.

Imagine, you're a young person with a newborn child on the way and you want to be responsible and help fund your child’s retirement and you are asked to select one of these two choices.

Pay-as-you-go:
Do nothing now. When your child start’s working at age 20, she will Contribute 6.25% of her pay for 50 years to help pay the Social Security benefits of those who are already retired. When she retires at age 70, those who are still working will pay for her retirement. Or

Lifetime Capital Investment:
You and all other current taxpayers can make a one-time deposit of $750 in your child’s account and the federal government will guarantee to pay the same benefits, with the same cost of living increases for as long as she lives and she will never have a penny deducted from her pay to pay for the retirement of someone elsein the plan.

I believe that before you make your choice, you should consider the following facts.

  • The historic average return of the U.S. equity markets has been 10.4% per year.
  • The worst 70 year period in U.S. equity market history still managed a very respectable 9.86% annual return. In other words, if you made a one time investment in U.S. equities at the beginning of any 70 year period, the worst you would have done would still have managed an average annual rate of return of 9.86%.
  • Social Security began collecting taxes and paying benefits in 1937.

I believe that had Social Security invested $250 in the equivalent of a market index in 1937 for each US citizen born, then 70 years later, in 2007, that one time investment would be able to pay the same average benefits for the same expected lifetime with the same projected cost of living increases as today’s Social Security system. There would of course be four very important differences.

  • The $20 trillion in unfunded Social Security liabilities today would not exist.
  • The $2.7 trillion in Special U.S. Treasury IOU’s that U.S. taxpayers owe to future Social Security beneficiaries would not exist.
  • The $800 billion per year Payroll Tax for Social Security that is used to redistribute income from workers to retirees would not exist.
  • The equity investment pool would have reached the perpetual self-funding level of $8 trillion. It would be able to cover all future benefits as well as eliminate the need for additional taxes to cover new births.

I believe that a one-time investment today of about $750 for each US citizen born, that grows at 10.4% per year, would be able to pay the same projected, cost of living adjusted, average Social Security benefits when those citizens retire at age 70.

I believe that replacing Social Security and Medicare funding with lifelong investments in America would place our nation on a glide path to eliminate our unfunded liabilities in those programs.

I believe the taxpayer cost to fund an Invest-in-America program for Social Security would be about $3 billion per year. (4 million births X $750). And another $3 billion for Medicare.

I believe that $3 billion per year is less than the amount of foreign aid we have provided to Egypt and Pakistan each of the last 20 years.

I believe that converting Social Security and Medicare funding from a pay-as-you-go insurance program to a Life-Time Invest in America investment Plan would reduce program costs from over $1 trillion per year to about $6 billion per year.

I believe that with just this one change, we could, over time, reduce our federal safety net program cost from $1.4 trillion, (46% of federal spending and 8% of GDP), to $395 billion or 2.3% of GDP.

I believe Congress should develop an economically sensible tax policy to pay for our safety net programs that does not harm our jobs, our economy, our poor, or our children’s future.

I believe I should support those candidates who support Senior Entitlement reforms and the tax policy to support it.

Taxes:
I believe that when discussing tax reform, Congress should unite behind the battle cry - Start Over!

I believe the federal income tax and payroll tax systems accounted for over 90% of the federal tax revenue raised in 2014.

I believe that Congress should be held accountable for the negative economic impacts of federal tax policy.

I believe that if you want less of something, you should tax it. If you still want less, tax it more. The Payroll Tax is a $1 trillion a year tax on US based jobs. Do we really want fewer jobs?

I believe that consumption taxes would be the least economically harmful type of taxes.

I believe that because of their history of abuse and over use, we the people should grant Congress far less authority to favor and disfavor various groups and activities through the tax code.

I believe we can help guide our elected leaders to manage our economy more effectively and to fund and run our safety net programs more efficiently if we replace the economically harmful Income Tax and Payroll Tax systems with two new progressive consumption tax systems.

The Safety Net Tax - SNT:
The SNT is a retail consumption tax established to pay for all federal safety net programs. The SNT would be based on the FairTax. Progressivity would be achieved through a rebate, paid in advance, for the tax paid at the poverty level, to those U.S. citizens, living in the U.S. and earning less than 1.5 times the poverty rate for a family of 4.

The Personal Income Tax system - PITS:
The PITS is a hybrid personal income and personal consumption tax designed to pay for all federal expenditures that are not covered by the SNT. The PITS would be based on the progressive Hall-Rabushka Flat Rate Tax.

Comments:
I believe you could help improve this creed if you wanted to. I hope you want to.

American Mobacracy


http://www.commentarymagazine.com/2014/12/04/american-mobacracy/

By: Abe Greenwald. Editor  Commentary Daily
“The future belongs to crowds,” wrote Don DeLillo in his 1991 novel Mao II. Boy, was he right. Today it’s protests in response to a baffling grand jury decision, but the phenomenon has been building for years. Tea Party rallies, the Rally for Sanity, Occupy Wall Street, minimum-wage protests, hoodie rallies, anti-Israel protests, climate rallies, Ferguson “die-ins,” World AIDS Day, World This Day, World That Day. The mass-grievance spectacle has come to saturate our culture and politics, and shape our national life.
In between demonstrations mob-rule holds firm by other means. Foremost online. The armchair lynch mobs of social media drive news cycles and end careers. A vigorous digital witch-hunt can wreck a life. In China, online vigilantism by an otherwise enfeebled citizenry goes by the term “human-flesh searches.” We’re not they’re yet, but we’re close.
Television too is coming under the sway of mobacracy. During the first round of Ferguson protests, news reporters joined the ranks of the enraged so they too could rail against police. On hipper talk shows, the political applause line has replaced the joke as the fundamental unit of communication. The new definition of comedian is a demagogue who gets a pass on vulgarity and inaccuracy. His goal is no longer to leave them in stitches; it’s to affirm the pooled self-righteousness of the audience with a zinger aimed at a common enemy. The Daily Show, Real Time, Last Week Tonightit’s the news with cheering.
Why is this happening? It’s not because worsening conditions are driving people to justified rage. Life in today’s lowest American income bracket is no picnic, but all relevant data show it’s a material paradise compared to the poverty of less turbulent eras. Prejudice exists, naturally, but on a dramatically smaller scale than at any point in our history. And (if we must), global temperatures, as even NASA now acknowledges, haven’t changed significantly for 15 years.
Perhaps, then, the righteous mob satisfies a new non-material crisis in American life—namely, the need for meaning and connection. People are now less likely to affiliate with larger entities and institutions that once gave their lives shape and value: family, community, church, nation. Sharp declines in religious belief, marriage, and childbearing are stripping us of enduring notions of virtue and purpose and we’re striving to replace them.
Some quick facts: According to Pew, the number of Americans who claim no religious affiliation has doubled since 1990 alone. Another Pew poll tells us: “After decades of declining marriage rates and changes in family structure, the share of American adults who have never been married is at an historic high.” In 1960, only 9 percent of Americans over 25 hadn’t ever married. In 2012, the number was 20 percent. And in 2013, a federal government study concluded that the U.S. birthrate had fallen to a record low of 1.86 births per woman.
Here are the questions we face as a result: For whom or what do we sacrifice? What constitutes community? And how, ultimately, do we find transcendence? The old institutions furnished answers. We sacrificed for faith and family because that’s what our shared values dictated. Out of those shared values we found community. And through connections to God and each other, we transcended ourselves.
The galvanized mob picks up the slack both for lost meaning and lost human contact. Activism was once reserved for a small segment of the mostly young and self-righteous. Today, it’s just another dimension of cosmopolitan life. You subscribe to a cause—be it anti-fracking or organic food—and stick with it. As it occupies the space of religion, you tend to preach your cause hypocritically. But your cause asks so little of you (perhaps to post a meme on your Facebook profile), that you’re not really invested. It doesn’t ultimately satisfy the need for transcendence because you sacrificed so little.
The weak in conviction seek strength in numbers. They connect online and meet up to block a bridge or lie down in a train station. As community, this ultimately fails too. Participants don’t share values; they share a need for values. When it comes down to it, they’re no more sincere about one cause than they are about another.
Without strength (which comes from sacrifice), without ideas (which come from engaging tradition, not running from it), all that’s left is emotion. So emotion becomes the content of our politics. The irony of the recent anti-police outrage is that it’s arisen from a culture of constant policing: the identity police, the Islamophobia police, the language police, the food police, the bully police, the trigger-warning squads—they’re all out to catch and punish offenders. No grand jury convened.
These mob events look like action, but they ensure stasis. Nothing fruitful comes from channeling religious and family needs into politics. It’s worth recalling that the Russian word Bolshevik literally meant one of the majority.

Sent from my yacht